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		<title>First-Time Buyer Incentive Adds &#039;Bridge Loans&#039;</title>
		<link>http://www.realestateworks.com/first-time-buyer-incentive-adds-bridge-loans/</link>
		<comments>http://www.realestateworks.com/first-time-buyer-incentive-adds-bridge-loans/#comments</comments>
		<pubDate>Thu, 28 May 2009 20:19:03 +0000</pubDate>
		<dc:creator>The Manzo Team</dc:creator>
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		<description><![CDATA[


Pasadena Real Estate, Pasadena Homes For Sale, Pasadena Condos For Sale
Pasadena Real Estate Listings, Pasadena Realtor, Pasadena Real Estate Agents, Pasadena Foreclosures

A Realty Times Feature Article by Kenneth R. Harney
Home  builders and Realtors cheered in Washington last week when HUD  Secretary Shaun Donovan announced that FHA will allow lenders and  government agencies [...]]]></description>
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<div class="heading2">
<h1>Pasadena Real Estate, Pasadena Homes For Sale, Pasadena Condos For Sale</h1>
<h2>Pasadena Real Estate Listings, Pasadena Realtor, Pasadena Real Estate Agents, Pasadena Foreclosures</h2>
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<p>A Realty Times Feature Article by Kenneth R. Harney</p>
<p>Home  builders and Realtors cheered in Washington last week when HUD  Secretary Shaun Donovan announced that FHA will allow lenders and  government agencies to “monetize” the $8,000 federal homebuyer tax  credit, providing purchasers with downpayment cash upfront, available  at closing, rather than waiting for the IRS to mail them a tax credit  check.</p>
<p>Speaking at the  mid-year conference of the National Association of Realtors, Donovan  said HUD supports “bridge loan” programs designed to help first-time  buyers come up with needed cash.</p>
<p>Under the bridge  loan concept, an FHA-approved private lender, a state or local housing  agency, or an FHA-approved nonprofit organization could advance as much  as $8,000 for downpayment and closing costs &#8212; in anticipation of  receipt of the $8,000 credit months or weeks down the road.</p>
<p>Sanctioning bridge  loans could improve the effectiveness of the federal credit program  significantly, said Joe Robson, president of the National Association  of Home Builders.</p>
<p>Bill Riley,  incoming president of the Washington State Realtors Association,  estimates that half of all would-be first-time buyers lack the  downpayment resources needed to complete a purchase, and therefore  aren&#8217;t making use of the credit.</p>
<p>Donovan said technical instructions to lenders for the bridge loan program would be provided by FHA shortly.</p>
<p>In the meantime, 10  state housing finance agencies already run credit monetization programs  on their own. They include the states of Missouri, Colorado, Delaware,  New Jersey, Tennessee, Idaho, Ohio, Pennsylvania, New Mexico and  Washington.</p>
<p>Most of the  programs provide second liens with no interest charges for a period of  months, with the expectation they&#8217;ll be paid off immediately after the  homebuyers receive their IRS credit checks.</p>
<p>In some cases the  liens turn into second mortgages with 10 year terms and floating  interest rates if the buyers choose not to repay the advance with the  tax credit check.</p>
<p>In the wake of  Donovan&#8217;s announcement, major mortgage lenders are likely to gear up  their own programs, bringing bridge loans for first time buyers to all  50 states, not just the ten that pioneered the idea.</p>
<p>However, anyone who  wants to take advantage of all this needs to move fast. Under the  federal tax credit rules set by Congress, purchasers must close no  later than November 30 to be eligible. They must not have owned a  principal residence at any time during the three years preceding their  purchase.  Buyers can claim the 2009 credit against their 2008 federal  tax returns &#8211; they just need to file an amendment &#8211; or can wait and  file next April.</p>
<p>For a detailed Q&amp;A on the credit program, visit <a href="http://www.federalhousingtaxcredit.com/" target="_blank">www.federalhousingtaxcredit.com</a>.</p>
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		<title>20 Tips on Selling Pasadena real Estate and Pasadena Homes for Sale</title>
		<link>http://www.realestateworks.com/20-tips-on-selling-pasadena-real-estate-and-pasadena-homes-for-sale/</link>
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		<pubDate>Wed, 20 May 2009 21:47:25 +0000</pubDate>
		<dc:creator>The Manzo Team</dc:creator>
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		<description><![CDATA[Selling a Pasadena Home 
As a Pasadena real estate seller, you can play an important part in the timely sale of your property. When you take the following steps, you&#8217;ll help your RE/MAX Sales Associate sell your home faster, at the best possible price.
The easiest and most reliable way to improve the appeal of your [...]]]></description>
			<content:encoded><![CDATA[<h2 class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 24pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Selling a Pasadena Home </span></strong></h2>
<p class="MsoNormal" style="margin-bottom: 12pt; line-height: normal;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">As a Pasadena real estate seller, you can play an important part in the timely sale of your property. When you take the following steps, you&#8217;ll help your RE/MAX Sales Associate <a href="../">sell your home faster</a>, at the best possible price.</span></p>
<p>The easiest and most reliable way to improve the appeal of your home is to enlist a quality home service professional. The right professional can help real estate sellers get everything in order &#8211; from repainting the kitchen to arranging a thorough cleaning.</p>
<h3 class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 18pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Guidelines for the Pasadena real estate seller</span></strong></h3>
<p class="MsoNormal" style="margin-bottom: 0.0001pt; line-height: normal;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"> </span></p>
<ol type="1">
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Make the most of that first impression</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
A well-manicured lawn, neatly trimmed shrubs and a clutter-free porch help      Pasadena real estate sellers put their best foot forward and make      prospects feel welcome. So does a freshly painted &#8211; or at least freshly      scrubbed &#8211; front door. If it&#8217;s autumn, rake the leaves. If it&#8217;s winter,      shovel the walkways. The fewer obstacles between prospects and the true      appeal of the real estate seller&#8217;s home, the better.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Invest a few hours for future dividends</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Here&#8217;s your chance to clean up in real estate. Tidy the living room, the      bathroom, the kitchen. If your woodwork is scuffed or the paint is fading,      consider some minor touch-ups and redecorating. Real estate sellers can      benefit from updating the hardware on kitchen cabinets, adding new      slipcovers to sofas and keeping a vase of fresh flowers in the entryway.      These are some of the simple touches that can go a long way. If you&#8217;re      worried about time, hire professional cleaners or painters to help get      your house ready. Remember, prospects would rather see how great the real      estate seller&#8217;s home really looks than hear how great it could look      &#8220;with a little work.&#8221;</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Check faucets and bulbs</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Dripping water rattles the nerves, discolors sinks and suggests faulty or      worn-out plumbing. Burned-out bulbs or faulty wiring leave prospects in      the dark. Don&#8217;t let those problems detract from what&#8217;s right with your home.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Don&#8217;t shut out a sale</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
If cabinets or closet doors stick in your home, you can be sure they will      also stick in a prospect&#8217;s mind. Don&#8217;t try to explain away sticky      situations when you can easily plane them away. A little effort on the      real estate seller&#8217;s part can smooth the way toward a closing.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Think safety</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
<a href="../">Pasadena Real estate</a> sellers      learn to live with all kinds of self-set booby traps: roller blades on the      stairs, festooned extension cords, slippery throw rugs and low-hanging      overhead lights. Make your residence as safe as possible for visitors.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Make room for space</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Remember, potential buyers are looking for more than just comfortable      living space. They&#8217;re looking for storage space, too. Real estate sellers      should make sure attics and basements are clean and free of unnecessary      items.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Consider your closets</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
The better organized a closet, the larger it appears. Now&#8217;s the time to      box up those unwanted clothes and donate them to charity.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Make your bathroom sparkle</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Bathrooms sell <a href="../">Pasadena homes      for sale</a>, so let them shine. Check and repair damaged or unsightly      caulking in the tubs and showers. For added allure, real estate sellers      should display the best towels, mats and shower curtains.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Create dream bedrooms</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Wake up prospects to the cozy comforts of your bedrooms. For a specious      look, get rid of excess furniture. Colorful bedspreads and fresh curtains      are a must if real estate sellers want buyers to be able to imagine      relaxing there.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Open up in the daytime</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Let the sun shine in! Real estate sellers should pull back curtains and      drapes so that prospects can see how bright and cheery the home is.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Lighten up at night</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Turn on the excitement buy turning on all your lights &#8211; both inside and      outside &#8211; when showing your home in the evening. Lights add color and      warmth, and make prospects feel welcome.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Avoid crowded scenes</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Potential buyers often feel like intruders when they enter a home filled      with people. Rather than giving your house the attention it deserves,      they&#8217;re likely to hurry through. Real estate sellers should keep the      company present to a minimum.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Watch your pets</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Dogs and cars are great companions, but not when real estate sellers are      showing their homes. Pets have a talent for getting underfoot. So do      everybody a favor: Keep Kitty or Spot outside, or at least out of the way.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Think volume</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Rock-and-roll will never die. But it might kill a real estate transaction.      When it&#8217;s time for a <a href="../">real estate      agent</a> to show the home, it&#8217;s time to turn down the stereo or TV.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Relax</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
It&#8217;s best if you&#8217;re not there when your home is being shown. However if that&#8217;s      not possible, be friendly &#8211; but it&#8217;s not necessary to force conversation.      Prospects want to view the home with minimal distraction from the real      estate seller.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Don&#8217;t apologize</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
No matter how humble your abode, never apologize for its shortcomings. If      a prospect volunteers a derogatory comment about your home&#8217;s appearance,      let your experienced <a href="../">RE/MAX</a> Associate handle the situation.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Keep a low profile</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
Nobody knows a home better than the real estate seller. But RE/MAX Sales      Associates know buyers &#8211; what they need and what they want. Your RE/MAX      Associate will have an easier time articulating the virtues of your home      if you stay in the background.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Don&#8217;t turn your home into a second-hand store</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
When prospects come to view your home, don&#8217;t distract them with offers to      sell those furnishings you no longer need. You may lose the biggest sale      of all.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Defer to experience &#8211; It&#8217;s the Experience®</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
When prospective buyers want to talk price, terms or other real estate      matters, let them speak to an expert &#8211; your RE/MAX <a href="../">Realtor</a>. As the real estate      seller, you might feel tempted to weigh in, but your two cents could cost      you much more.</span></li>
<li class="MsoNormal" style="line-height: normal;"><strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;">Help your agent</span></strong><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><br />
RE/MAX Associates have an easier time selling homes if showings are      scheduled through their offices. And real estate sellers appreciate the      results.</span></li>
</ol>
<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"> </span></p>
<p class="MsoNormal" style="line-height: normal; text-align: center;"><span style="font-size: 12pt; font-family: &quot;Times New Roman&quot;,&quot;serif&quot;;"><a href="../">Pasadena Homes for sale</a> | <a href="../">Pasadena Realty Office</a> | <a href="../">Pasadena Homes for sale</a> | <a href="../">Pasadena Realtors</a></span></p>
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		<title>La Verne Remax</title>
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		<pubDate>Tue, 21 Apr 2009 23:30:19 +0000</pubDate>
		<dc:creator>The Manzo Team</dc:creator>
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		<description><![CDATA[La Verne Remax Real Estate
Search for all La Verne homes for sale

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			<content:encoded><![CDATA[<p>La Verne Remax Real Estate</p>
<p>Search for all La Verne homes for sale</p>
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		<title>Relocation Services</title>
		<link>http://www.realestateworks.com/relocation-services/</link>
		<comments>http://www.realestateworks.com/relocation-services/#comments</comments>
		<pubDate>Sat, 18 Apr 2009 23:08:50 +0000</pubDate>
		<dc:creator>The Manzo Team</dc:creator>
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		<description><![CDATA[Pasadena Relocation services &#8211;  We provide corporations and organizations with a variety of relocating solutions, including Area Orientation, Home Search / Rental Assistance and an extensive array of Settling-In Services such as schools and employment opportunities.
Relocating can be an extremely stressful experience. The Manzo Team Relocation staff takes great pride in treating our clients [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Pasadena Relocation services</strong> &#8211; <span> </span>We provide corporations and organizations with a variety of relocating solutions, including Area Orientation, Home Search / Rental Assistance and an extensive array of Settling-In Services such as schools and employment opportunities.</p>
<p>Relocating can be an extremely stressful experience. The Manzo Team Relocation staff takes great pride in treating our clients with special care. Our philosophy of high-touch, personalized assistance, as well our vast knowledge and expertise in this area, ensure that your Relocation will effectively address your unique relocation needs. Our goal is to facilitate a seamless relocation process for every one of our clients, every time.</p>
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		<title>Monrovia MLS</title>
		<link>http://www.realestateworks.com/arcadia-mls/</link>
		<comments>http://www.realestateworks.com/arcadia-mls/#comments</comments>
		<pubDate>Fri, 17 Apr 2009 06:52:22 +0000</pubDate>
		<dc:creator>The Manzo Team</dc:creator>
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